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Kirby Kangaroo
Kirby Kangaroo










Loan Products

The credit union offers a large variety of loan products. All our loans are simple interest and there is never a prepayment penalty on any credit union loan.

   First Mortgage Loans:

We offer VA, FHA, KHC, CONVENTIONAL, and Sub-Prime First Mortgage Loans Programs. We also offer several conventional Second Mortgage Loan Programs to meet your financial needs. Our rates and terms are highly competitive with closing costs held to a minimum.

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   Home Equity Loans:

We offer Home Equity Line-of-Credit Loans for just about any purpose you could want. Our closing costs are very minimal and may be included in your loan or paid at closing.

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   Automobile Loans:

We offer auto loans for new and used autos. Terms are available up to 72 months.

Up to 100% financing is available to qualified borrowers. Want to check out the value of an auto? Take a look at http://www.nadaguides.com/.

Call one of our loan officers to see about getting Preapproved for our low cost loan before you shop for a car.

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   Boat Loans, Motorcycle Loans, RV Loans:

Is this what you are looking for? We can help you with vehicle loans for motorcycles, RV's, or boats/trailers. We have competitive rates and terms. Check out your options with us before shopping anywhere else.

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   VISA™:

We offer two different Visa™ accounts for your convenience. Our basic card is the VISA™ Classic Card. Our Visa Platinum™ Card is for those who qualify for a limit of at least $5,000.00. Both cards offer Fixed Rates with No Annual Fee.

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Line of Credit VISA Disclosure

Line of Credit VISA Platinum Disclosure

   Signature Loans, Revolving Credit Loans:

For those purchases you don't want on your credit card or for those of you who don't like using credit cards, then BCU's signature loan programs are for you. The only collateral you need is your signature. Our loan department can give you more information on either of these loans.

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   Loan Protection Insurance:

Both credit life and credit disability insurance is offered on all our loans. Why worry that you won't be able to meet all your financial responsibilities in case you are sick or injured? With our low cost credit disability it will pay on your credit union loans while you are off from work. Our credit life insurance will make life easier for your loved ones in the event of your death. Don't leave them behind with your bills, sign up for credit life on all your credit union loans.

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