Products and Services - Savings Products

BCCU provides an array of savings services to meet your needs. Make your choice of one, two or all the services for a safe, convenient, and profitable way to handle your financial affairs.

This is the primary account for all of our members. Our share accounts are comparable to what some may call a passbook account. A minimum deposit of just $5.00 is all that is needed to open your credit union membership.

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As the primary financial institution for many of our members, our Classic Share Draft Account is a popular type of account. This account has NO MONTHLY SERVICE CHARGE and requires NO MINIMUM BALANCE. Qualified members may receive our MasterMoney™ Debit Card or our ATM card to use. We also offer other checking account choices including a Classic Gold Share Draft account for our members age 50 and over.

With the advantage of direct deposit of your payroll check, your social security payment, or your retirement check, you no longer have to wait in line to make a deposit and get cash back. Let your money beat you to your account, earn more dividends, and get cash through all our convenient services.

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Do you want a higher return on your account? Then our Money Market Account is for you. The minimum deposit to open and maintain the account is of $2,500.00. There is no monthly service charge. Market based dividends are paid on the account. Dividends are calculated daily and credited to your account monthly.

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Still needing more savings ideas. Try one of these accounts to help you save money

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It's never too early or too late to start saving for retirement. We offer Traditional, Roth and Coverdale Education IRAs, as well as IRA Share Certificates. Check with our member service department for details.

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We offer a wide variety of share certificates of deposit to meet your investment needs. The minimum deposit to open and maintain a regular share certificate is $500.00 and we now offer a Stow Away Certificate with a minimum balance of just $200.00. We offer many terms with highly competitive rates.