* Dividend Rates as of 06/16/2020
**APY = Annual Percentage Yield
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* APR = Annual Percentage Rate. Effective April 01, 2020, Prime Rate is 3.25%. Rates are subject to change. Members must meet credit requirements. Individual rate based on borrower qualifications. Shorter terms may be applicable based on credit performance, model year of vehicle and mileage of vehicle. Some rates listed above are based on loan being paid via payroll deduction.
You may use your Beacon CCU ATM card or Mastercard Debit Card in ATMs that belong in the Alliance One Network, or MoneyPass Network, incliding US Bank ATMs without obtaining a surcharge when you withdrawal funds at their ATM terminal. Fifth Third ATMs will incur $0.50 per use fee.
Other Non-Beacon CCU owned ATMs may charge a surcharge fee for an ATM withdrawal at their terminal.
** Monthly fees, if applicable, will be charged on the last business day of each month. All other fees are charged as the transaction occurs.
*Mastercard is a trademark of MasterCard International.
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